The Greene County Chamber of Commerce is dedicated to helping its business members during this challenging time. The following are resources that provide helpful information you may need to navigate through the current situation. We will be adding and updating this list as things develop.

SBA 8 Steps for Small Business, LATEST Funding Relief – April 1, 2020
1. Connect – ASAP with your Bank Loan Officer IF seeking SBA funding per below
Prepare…
– Short narrative on how COVID-19 has/will impact your business (i.e. suppliers or clients closed etc.)
– Monthly expenses for: Payroll & Salaries (average expense figures by week for the last 8 weeks or so),
benefits, rent, utilities, and/or mortgage interest

– 6 month forecast for working capital

 

2. NEW – Paycheck Protection – Overview
See Press Release here.
 
3. Paycheck Protection & Cares Act – See here.
Click here for EIDL-vs-Paycheck-Protection
 
4. Additional – Loan Guide
http://entrepreneur.pitt.edu/wp-content/uploads/2020/03/COVID-19-loan-guide.pdf
 
5. Latest Resources
http://entrepreneur.pitt.edu/business-resources-covid-19/
 
6. Simple Reminders:
– Communicate often with your clients
– Request Increase on existing Lines of Credit
– Consider 12 month 0% interest rate credit cards
– Ask to make interest only payment for 1 month, mortgage/rent

– Make installment payments with creditors

 

7. Hebrew Free Loan:

http://hflapgh.org/coronavirusloan/

 

8. SBA Loan Guide:
https://www.sba.gov/page/coronavirus-covid-19-small-business-guidance-loan-resources
https://www.sba.gov/funding-programs/disaster-assistance?utm_medium=email&utm_source=govdelivery

Small Business Owners Guide to the CARES Act – March 30, 2020
Click here to download.

Ogden Newspapers – March 30, 2020
Ogden Newspapers, the parent company of the Observer-Reporter, has established a $1 million fund to help local businesses get back to full strength by subsidizing local marketing efforts through matching advertising dollars.Businesses operating in the Southwestern Pennsylvania market can apply for a grant of $200 and up to $15,000. Applicants will receive a response to their application within one to two business days.
The fund is open to all locally owned and operated business impacted by the coronavirus whether or not they are current advertisers. Grant money can be used for local print and online advertising in the your local Ogden Newspapers publication (Observer-Reporter, Greene County Messenger, Herald Standard) between April 1 and June 30, 2020.
For more information and to apply, visit ogdennews.com/community-grant/.

 

Kinetic Business Stepping Up to Help Small Business – March 30, 2020
Kinetic Business is offering HD Meeting service free for 90 days if ordered by June 30.
This service is a voice and video collaboration tool that helps keep workers’ level of productivity high, while maintaining social distancing.
– Engage with remote workers through 1-on-1 or group meetings
– Share one application or your entire screen
– Easily work across all your devices through audio and video conferencing
Customers will receive new HD Meeting licenses at no charge for the first 90 days of service, then the standard billing rate of $9.99 per month will begin. HD Meeting service may be cancelled at any time. To sign up for this offer, please call 866.654.7014. Click the link for more information: https://businessblog.windstream.com/kinetic-business-stepping-up-to-help-small-business/

 

CARES Act Paycheck Protection Program:
The Coronavirus Aid, Relief, and Economic Security (CARES) Act allocated $350 billion to help small businesses keep workers employed amid the pandemic and economic downturn.  Known as the “Paycheck Protection Program,” the initiative provides 100% federally guaranteed loans to small businesses who maintain their payroll during this emergency.  Importantly, these loans may be forgiven if borrowers maintain their payrolls during the crisis or restore their payrolls afterward. https://www.uschamber.com/sites/default/files/023595_comm_corona_virus_smallbiz_loan_final_revised.pdf 

 

An Update on COVID-19 Assistance: If your small business has been adversely affected by the recent events surrounding the COVID-19, HELP IS ON THE WAY. The PA Department of Community and Economic Development in conjunction with Greene County Industrial Developments, Inc. will be taking applications for the COVID-19 Working Capital Access Loan. Up to $100,000 – 0% interest on most loans* – One-year deferred payment – 3 year term – streamlined application and closing process – expedited turnaround – expedited funding *Ag Producers 2% interest, all other businesses 0% interest. If interested contact Greene County Industrial Developments, Inc at
donchappel@gcidc.org. Applications and information will be emailed as soon as available to interested small businesses. FINANCING IS FOR WORKING CAPITAL ONLY.

Southwestern Pennsylvania Commission created a  resource guide to help businesses in need of assistance during the COVID-19 outbreak – Click here to view!

University of Pitt SBDC’s Resources & Relief for Small Businesses presentation – Click here to view!

COVID-19 Call to Arms from WHS President
March 20th , 2020
As you are likely aware, our country is experiencing a national shortage of Personal Protective Equipment. While Washington Health System and other local hospitals are currently stocked with some of these necessary supplies, we are working proactively to prepare for the anticipated influx of patients due to the COVID-19 pandemic.
 
PPE is absolutely imperative for ensuring the protection of our limited health care providers. Without these supplies, the care providers treating patients infected with COVID-19 could become patients themselves. This virus is highly contagious and the outlook over the next few months is unknown. I am issuing a call to arms on behalf of the health, safety, and wellbeing of our patients, our care providers, our local community and the community worldwide.
 
Please, we urge you to contact your local hospital’s materials management department today if you have any of the following items:
– N 95 masks
– Bunny suits (protective suits or clothing)
– Safety goggles
– Face shields/visors
– Latex gloves
 
To contact Washington Health System’s Materials Management Department, please call or e-mail Doug Rohrer, Manager of Materials Management, at 724-223 -3591 or drohrer@whs.org
 
Every little bit helps! Your supplies could make all the difference in this battle against COVID-19.
 
With Sincere Thanks,
Brook T. Ward
President and CEO

 

State Waiver for businesses questioning closure of non-life-sustaining businesses
The Administration has set up a waiver process. If you have a company that believes you should be considered a life-sustaining-business and would like to apply for a waiver, please email to one of the following:

  • ra-dcedcs@pa.gov : resource account to send questions about whether businesses need to close
  • RA-dcexemption@pa.gov : resource account if businesses want to apply for a waiver and want information on the process

Survey from the Allegheny Conference and Partners:
In order for the region to move ahead and to regain its footing from any implications from this pandemic, and to understand where companies are so we can identify opportunities for community support, we’re asking if you can please take our brief survey for us to understand how your company is challenged, develop insight into the regional economic implications, and plan for a course of action to support our region businesses and communities. https://www.surveymonkey.com/r/ACCD-Greene

WHS COVID Testing Update
Effective Thursday, March 19th
Please do not send your employees to WHS or any other healthcare provider to get them COVID tested as a condition for returning to work. The national and regional COVID testing supplies are extremely limited and this request will not be honored. Healthcare organizations are only testing patients (with a physician’s order) who meet the CDC guidelines for COVID testing.
If someone gets a physician order based on the CDC guidelines, here is where they can go for testing:

  • Washington County Location: Wellness Way, Building 3, Suite 86 (near Wilfred R. Cameron Wellness Center) Monday through Friday – 8 am to 4 pm
  • Greene County Location: WHS Medical Arts Building, Suite 100 (near the Washington Health System Greene facility) Monday through Friday – 8 am to 4 pm

At both locations listed above, patients stay in their car, and the WHS staff members walk out to the patient’s vehicle to conduct the swab test. Please do not send anyone to the Emergency Departments for COVID-19 testing ONLY.

All those individuals should go to the locations listed above.
Note: if they are having a true medical emergency, of course we’ll take care of them at the Emergency Departments. Again, please do not send employees to the Emergency Departments for COVID testing.

Families First Coronavirus Response Act: Signed into Law
Late on March 18, 2020, President Trump signed into law the Families First Coronavirus Response Act (which included some technical changes since the proposed bill was passed by the House). This appears to be just the beginning of major legislation related to COVID-19. Click here to continue reading the featured compliance document. 

Click here for help on working remotely from Windstream.

Recording – PACP COVID-19 Resources Conference Call
If you weren’t able to join us, the call was recorded so that you can listen at your convenience. Follow the instructions below to listen to it on your phone: Dial (605) 313-5089, use Access Code = 480005 # and Recording Code = 76 #

 

Gov. Wolf: Economic Injury Disaster Loans Available to Small Businesses and Non-Profits Facing Losses Related to COVID-19

3-Step Process to Disaster LoansClick here for a step by step guide

Allegheny Conference on Community Development Pittsburgh Region Response to COVID-19
This website includes consolidated resources made available from across our government, corporate, philanthropic, university and non-profit communities. This page is getting updated multiple times per day.

Fountainhead and SBA Coronavirus Recovery Loan WebinarClick here for a replay of the webinar

COVID-19 and Unemployment Compensation (UC) Frequently Asked Questions (FAQ) – Click Here 

Update from the Greene County Commissioners – click here

Webinar: Coronavirus Resources & Relief for Small Businesses

Friday, March 20 • 1:00PM: Representatives from the University of Pittsburgh Small Business Development Center, Huntington Bank, Maiello Brungo & Maiello, Wilke & Associates CPAs , Enscoe Long Insurance Group, and the U.S. Small Business Administration will present on the resources and relief options available to small business owners during this webinar. Topics to include: Pitt SBDC availability and resources; SBA Disaster Loan program and process; Working with your bank to discuss aid and relief; Families First Coronavirus Response Act; Tax implications resulting from business impact; Relevant insurance issues relevant for businesses A webinar link will be available prior to the event at  entrepreneur.pitt.edu/events/covid-19-resources/.

Update from Governor Wolf

Wolf Administration Updates Businesses on Guidance for COVID-19 Mitigation Efforts

Updates from PA Chamber

Coronavirus Annoucement

List of Business Resources – Click Here

Updates from Small Business Administration (SBA)

Disaster Loan Assistance

SBA Disaster Assistance Resources

Pittsburgh Hebrew Free Loan Association

PA DCED State Resources

File an Initial Unemployment Claim

Resilience Checklist for Business Preparedness

Family First Act Update

Update from Pennsylvania Restaurant & Lodging Association

What Pennsylvania’s hospitality and tourism industry needs to know.

• Gov. Wolf ordered the statewide shutdown of all non-essential stores for at least two weeks. This order includes the closure of restaurants and bars dine-in services. Delivery and take-out are permitted for all restaurants and customers may enter the establishment to pay for a takeout order. However, if you have outdoor seating, that counts as part of the restaurants and is NOT permitted.

•Your employees can apply for unemployment compensation at uc.pa.gov.

•Further, while the federal government is working on legislation that would allow for reimbursement of paid leave and paid family leave, as of this time, that is only if an employee is sick or quarantined because of COVID-19. That legislation does not currently apply to the forced shutdown of businesses, which is happening in PA right now.

•For more information, visit  www.prla.org/coronavirus